December 10, 2007

Mortgage

Mortgage is a lot in the news. It’s such an ominous word, having death planted dead center in its etymological DNA and all. Most of us middle class types, even if we’re only half-way making it, have at least one mortgage, probably two. It’s as certain as taxes, its fellow traveller (for only some, of course).

Those who know about such things tell us we should never have more than a third of our income tied up in paying off debt. Those of us  who don’t are getting foreclosed with no place all over the place. In a land of plenty like ours with all this milk and honey on our hands and with happiness as a constitutional right, it’s a downright shame.

It’s especially a shame when we look around at the way our leaders mortgage off the country like they’re doing and what they do with it and more every day all the while. What if the Asians foreclosed on us and the three trillion dollar debt we’ve run up over the last seven years? “What, me worry?” Shades of Mad magazine’s Alfred E Neuman. Whenever night falls, just sleep like a babe and have somebody else shred the eviction notices.

They must know something we don’t. We miss too many payments, those once so willing to help us suddenly want “our” house, “our” car all back, and whatever else we thought we bought — with interest, of course. Then we’re left with the kitchen sink out in the front yard so all the neighbors can talk. But of course, it’s not all careless borrowing. Those are not wolves at the door, but predator lenders who not only should know better, but do… and with all the protection from on high anybody ever needs.

They say we’re a Christian nation. That’s supposed to mean, at least, that we’re made solvent by grace, not bankruptcy laws. Maybe so, but don’t you get all holy serious and pious about it.  And for sure, don’t you lay a hand on those money changers, you.

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